Life insurance is no help to those who are fighting for their lives. When you purchase life insurance, you are thinking of your family’s welfare after you’re gone. You want the peace of mind of knowing that they will be taken care of when you’re no longer there to protect and provide for them.
But what if you get sick and are unable to work, accruing the extra burden of medical expenses, whilst at the same time your bringing in less income? While our families are more than willing to take care of us in our hardest times, a person can’t help but worry that accident or illness would have financial implications.
None of this is pleasant to consider, no situation that requires insurance ever is, but if there’s another way to bolster yourself and your loved in the midst of our worst challenges, who wouldn’t jump at the chance? That is why it is so crucial to have Trauma Insurance.
Cancer – The New Number One
Just about everyone can say that cancer has touched their lives in some way. Whether they themselves were diagnosed, or a loved one or friend won or lost the battle, no one is exempt from its reach. It has been proven in a recent report by the World Health Organization that cancer has now become the number one killer of Australians.
In Australia alone, 40,000 people succumbed to cancer in 2012, and that’s only the beginning of a steady climb. Doctors predict that this rate will increase by 75% in the next twenty years.
Giving Yourself a Fighting Chance
Like many complex statistical shifts, this is due to many factors, like an aging populace and increased screenings, but most of the causes are preventable lifestyle choices such as smoking, alcohol, and unhealthy weight.
We all know that smoking kills, in fact it accounts for seventy percent of lung cancer deaths, and lung cancer is the most commonly diagnosed form of the disease. Lung cancer is closely followed by cancer of the liver, stomach, colon, and breast. Even as little as one drink every day increases women’s chances of getting breast cancer, while men are more likely to develop tumors with as few as two or three drinks a day. Australians and New Zealanders have the highest occurrence of melanoma, almost twice as much as anywhere else on the globe.
You’re Not Only Fighting Cancer
Cancer is not only the number one cause of death; it is also a terribly expensive long-term illness, costing patients and their families over $1 trillion annually. That’s where Trauma Insurance (often referred to as Critical Illness or Accident Insurance) comes in to relieve the financial burden and let you and your family focus on more important priorities.
If you suffer from a specified trauma, including cancer, this type of insurance pays a lump sum to help you keep up with your bills. The payment received is tax free and can allow a carer or loved one to take time out of the workforce to assist in recovery, to cover the incredibly high cost of medical treatment or even to treat the family once you’ve returned to health.
Our Insurance Advisers can help you find the best Trauma Insurance policy to suit your family and your needs. Contact us today to find out how Trauma Insurance can help protect your family in the event of accident or serious illness.