As a father of three young kids, Alistair finds it hard to find the time to keep fit but his passion for sports has never diminished. He’s always been a responsible person and as an Accountant he knows the importance of good financial management.
So when one of his closest friend died of a serious illness Alistair decided to purchase Life Insurance. His Financial Adviser also recommended that he purchase Trauma Insurance (often called Crisis Cover or Serious Illness Insurance), which he did, even though he thought he would never actually see the benefit from either insurance policy.
Only 4 years later, Alistair found that he was having difficulty going to the toilet and despite experiencing discomfort he assumed everything would be alright and ignored the symptoms. Eventually, against his will his wife, Anne, made him visit the doctor and after numerous tests Alistair was diagnosed with prostate cancer.
More than 3,000 men die of prostate cancer in Australia each year – equal to the number of women who die from breast cancer. Around 20,000 new cases are diagnosed in Australian every year. Thankfully, prostate cancer is most commonly one of the slower growing cancers. In the past, it was most frequently encountered in men over 70, and many of those men died of other causes before their prostate cancer could kill them. This led to the old saying “most men die with, not of, prostate cancer”. However, that certainly is not true today.
- Men are living longer, giving the cancer more time to spread beyond the prostate, with potentially fatal consequences
- More men in their early sixties, fifties and even forties are being detected with prostate cancer. Earlier on-set, combined with the greater male life expectancy, means those cancers have more time to spread and become life-threatening unless diagnosed and treated
- Prostate cancer in younger men often tends to be more aggressive and hence more life-threatening within a shorter time.
Whilst Alistair and his family were understandably shocked and concerned about what the future held, Alistair was comforted by the fact that he had the right insurance plan in place. This meant that at least his family would be taken care of should the worst happen.
Alistair’s family received $250,000 from his Trauma Insurance policy and this allowed him to concentrate on getting better, without his family having to worry about their financial state. With ongoing treatment Alistair’s health continues to improve and he now takes advantage of every chance he can to play sports with his kids.
Talk to the team at Make A Difference Insurance about how you can protect your family from the financial effects of serious illness or accident with Trauma Insurance.